Am I Eligibile For Consolidation?


Who is Eligible for Student Loan Consolidation?

To be eligible for federal student loan consolidation, borrowers must:

  • Not be in default
  • Not be in school more than half time for the loans being consolidated

What is not Eligible?

  • Loans may not be consolidated if the loan status indicates in school, in judgment, or in garnishment status, or is a private loan.

What is not required to consolidate?

  • You do not need to be employed to consolidate your loans
  • You do not need to have any form of collateral
  • You do not need a cosigner of any kind
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